| Understanding Supply and Demand in Real Estate The basic principles of supply and demand in real estate have a major impact on your property investment success. It is important to carefully consider the supply of, and the demand for, property in the area where you are looking to buy. Generally the prices of property [...]
What is Rental Yield & How to Calculate it
| What is Rental Yield & How to Calculate it As part of assessing the investment potential of a property, it is important to determine the “Rental Yield”. This is one of the best financial indicators of an investment property. Rental Yield is a quick calculation of what you will make on your investment property, [...]
Make Your Rental Property Listing Stand Out
If you’re a landlord with an investment property to rent, you need to consider how you can attract good quality, long term tenants.
There are many properties for prospective tenants to look at for rental. You need to stand out.
How to Secure Your Lowest Home Loan Interest Rate
Everybody would like a lower interest rate. It can make a huge difference and save you many thousands that you pay over the life of your mortgage.
What is Important when looking for an Investment Property
Investing in property should be about increasing your wealth and securing your financial future. Although it is often a less emotional process than purchasing a family home, there are many pitfalls and factors to consider when looking for a quality investment property.
Buying Investment Property in a Trust
For a number of reasons, trusts are increasing in popularity as ownership structures for Australian property investors. There are various ownership structures available to you for the purchase of investment properties. There are pros and cons for each structure.
Researching The Comp’s – Comparative Market Analysis (for Buyers)
There are many unexpected expenses you need to be aware of when you decide to become a property investor.
Investing in property has many financial benefits. The purchase price of the investment property is where it starts. There are quite a few extra both upfront and ongoing costs involved.
What is Negative Gearing?
Gearing is when you borrow money to invest in a property. A property is negatively geared when your rental return is less than your outgoings and interest. If your property is negatively geared you are possibly eligible for a tax concession.
Bank Valuation vs Market Value
A property can have 2 different valuations. A market valuation – This helps provide an indication of what the property may sell for. A Bank valuation is done by a lender to help determine their risks.
What Investment Property Costs are Tax Deductible?
| What Investment Property Costs are Tax Deductible? Nobody likes to pay more tax than they need to. There are many tax advantages with investment properties that you don't want to miss out on. Unfortunately most landlords are not totally aware of what they can claim. You can only claim deductions during periods your property [...]
Are Property Managers Worth the Cost?
| Are Property Managers Worth the Cost? Purchasing an investment property and renting it out can provide a healthy income stream. But it requires a lot of hard work that goes well beyond the buying process. Lots of patience and hard work go into finding the right tenants, maintaining the property, and acting responsibly as [...]
Simple Tips to Pay Off Your Mortgage Faster
Your mortgage is most likely the largest burden to your budget. It is a debt that, if you are like most people, you would like to have it paid off as quickly as possible.
Investment Property Depreciation Basics
| Investment Property Depreciation Basics Depreciation is often missed and not claimed by many property investors. it is easy to overlook the many and often significant deductions available in depreciation. There are many tax and cash-flow benefits to claiming depreciation. What is rental property depreciation? In Australia an investment property owner is able to claim [...]
A Guide to Body Corporate
Simply put – “Body Corporate” is the organisation that is in charge of running an apartment/unit building or townhouse complex, and handling all of the common area maintenance issues. It also sets budgets, manages issues and sets by-laws. It technically is a legal entity that is created when land is subdivided and registered.
How to Invest in Mortgagee in Possession & Distressed Property
| How to Invest in Mortgagee in Possession & Distressed Property If a homeowner stops making mortgage payments, the lender through legal action can take possession of the property. If the lender is forced to repossess the home, the lender then needs to sell the property without fuss to recoup what is outstanding on the [...]
Home Equity Explained
| Home Equity Explained If you have been paying off your mortgage for a few years, you will most likely have built up some equity. Equity is the difference between the current value of your home and how much you owe on it. Your equity is probably your greatest asset. Refinancing is a common strategy [...]
Positive Cashflow Strategy 101
| Cashflow Strategy 101 Simply put - An investment property that generates more income than the related expenses is classed as a “cash flow” positive investment property. There are many advantages to owning an income generating rental property. Although you will not be able to get any tax advantages of negative gearing. How do [...]
The Advantages of using a Buyers Agent
There are a great number of factors taken into account when lenders are assessing your home loan application. L.V.R. is one of the important ones.
The higher your deposit, the lower the L.V.R. This means the higher the security for the lender.
82 Practical Questions to Ask Before Buying an Investment Property
Purchasing an investment property is exciting, complex and can be stressful. After all you are putting a lot of money on the line. So you need to be as sure as you possibly can be that you are making the right decisions. This takes lots of research and asking the right questions.
NOTE: This is not meant to be financial or professional advice and is only of general nature. You must seek professional advice before taking any actions. The above information comes with no warrantees whatsoever. We take no responsibility for any actions you may or may not take.